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AI Coding Tool Cost Calculator

A rough monthly comparison of Cursor, Claude Code, and Copilot from published list prices.

A rough comparison of published individual list prices, checked 5 October 2026. Hours per week only pick a tier so you can compare seats. Vendors meter usage differently, and heavy use can cost more than the seat. Cursor: Pro USD 20, Pro+ USD 60, Ultra USD 200. Claude Code sits on Claude Pro USD 20 or Max USD 100 / USD 200. GitHub Copilot: Pro USD 10, Pro+ USD 39, Max USD 100.

Cursor
Cursor Pro+ · USD 60
Claude Code
Claude Max 5× · USD 100
Copilot
Copilot Pro+ · USD 39

List prices only. This hour split is a rough comparison, not how any vendor bills you.

Worked example

Eight hours a week lands in the middle band: Cursor Pro+ at USD 60, Claude Max 5× at USD 100, and Copilot Pro+ at USD 39. Those are published list prices, not a prediction of your invoice.

FAQ

How do hours pick a plan?
Under 5 hours uses the entry paid tier, 5 to 15 the middle tier, and above 15 the top individual tier. That split is a rough comparison, not a vendor rule.
Can the real bill be higher?
Yes. Cursor, Copilot, and Claude Code all meter usage beyond the seat. Heavy agent use often costs more than the price on the card.
When were the prices checked?
5 October 2026, from Cursor’s pricing page and published Claude and Copilot individual tiers.